*Annual Percentage Yield (APY) effective 6/13/16 (assumes interest will remain on deposit), subject to change without notice. $2,500 minimum deposit and minimum balance is required to be maintained for the entire term. Deposit must be drawn from a financial institution other than Finance Factors. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Available to Hawaii residents and businesses only and may be discontinued at any time.